Retirement security for working Canadians.

The kind of certainty a pension used to give — built for the way Canadians work today.

The gap

Most have no pension

A large share of working Canadians retire without a workplace pension behind them.

The risk

Left to figure it out

How long you’ll live, how much to save, whether it lasts — carried alone.

The work

A better way

Real income certainty, for the employers and advisors who want to offer it.

Retirement security is slipping for working Canadians.

Most don’t have a pension. The ones who do are increasingly told to figure it out themselves — how long they’ll live, how much to save, whether their savings will last. Employers see the cost and complexity and stop short of offering more. We think there’s a better way.

Thames Valley Financial is building it for the Canadian employers who want to give their people real retirement income certainty, and for the advisors who serve them.

The kind of certainty a pension used to give — for the way Canadians work today.


Who’s behind it

Built by Canadian actuaries, technologists, and retirement specialists.

People who have worked across pensions, insurance, and retirement income through long careers, now building something with the certainty those systems were meant to provide, for the way Canadians work today.

Meet the team